Bankruptcy Lawyer Bloomington IL. if you should be suffering unmanageable financial obligation, bankruptcy could give you the credit card debt relief you want.

For the free bankruptcy assessment call 309-467-3213

While bankruptcy just isn’t suitable for everybody, it offers assisted scores of People in the us find a cure for a far better future. Our bankruptcy solicitors provide individuals across main Illinois including Bloomington, Peoria, Washington, and Pekin.

For a totally free initial assessment with a Bankruptcy attorney in Bloomington IL give us a call at 309-467-3213 or e-mail us at

There are 2 fundamental forms of bankruptcies, chapter 7 and chapter 13. A chapter 7 could be the classic bankruptcy that many individuals think about where your financial situation are released and you are clearly kept with a slate that is clean. A chapter 13 is really a financial obligation payment plan where your debts are reorganized into one payment.

We could assist you to determine which kind of bankruptcy is much more suitable for your position.


Filing for any sort of bankruptcy, including Chapter 7 bankruptcy, will instantly stop all collection actions by creditors including garnishments, repossessions, letters and telephone calls. It’s this that is referred to as the automated stay. A Chapter 7 is one of common as a type of bankruptcy and it is made to get individuals out of under an overwhelming load of financial obligation. It’s the form that is quickest of bankruptcy and certainly will expel: charge cards, signature loans, repossessions, judgments, legislation suits, medical bills, bills, payday advances, wage deductions, and garnishments. When you file, all of the collection letters and calls end immediately.

In the majority of instances those who file Chapter 7 arrive at keep each of their home.

It is because of the numerous Illinois exemptions which are available incorporating:

  • $15,000 Homestead Exemption – $30,000 for a couple that is married
  • 100% exemption for several your your your retirement accounts including 401k, IRA, and retirement
  • $2,400 toward the equity in a vehicle – $4,800 for a couple that is married
  • $1,500 in equipment and tools useful for work
  • As much as $4,000 various other individual home – $8,000 for a married few


Chapter 13 bankruptcy involves the consolidation and reorganization of all of the your financial situation into one payments that are monthly. Chapter 13 enables you to avoid property foreclosure or the repossession of a car. For folks whoever earnings is simply too high to be eligible for a Chapter 7 bankruptcy, a Chapter 13 bankruptcy will nevertheless eliminate most most of your credit card debt or lessen your overall financial obligation load somewhat. If you should be dealing with a home loan property foreclosure, repossession, high interest bank cards, pay day loans, or wage deductions, a Chapter 13 bankruptcy makes it possible to.



We now have assisted a huge selection of people get relief that is financial bankruptcy. We make ourselves available to our clients almost 24/7 via e-mail, phone, and also text interaction. We make an effort to be here for the consumers and guarantee which they get the most useful & most expert representation feasible. Phone the experienced bankruptcy lawyers in Bloomington IL at Pioletti Pioletti & Nichols today by calling 309-467-3213 or e-mail us at

Customer Review

“Mike did a exemplary task assisting me sort out an expungement hearing. Extremely expert, well ready, and addressed me like family members. Would strongly recommend.” D C

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